Last updated on June 2nd, 2025 at 10:14 pm
What is Zamloan?
Zamloan is a online money lender in Zambia. It offers quick loans to individuals with active mobile money accounts. People can apply using their phones and receive funds in less than 1 hours. This makes Zamloan a fast solution for urgent financial needs.
Zamloan Services Explained

Zamloan provides different loan options to suit simple financial needs. You can choose a service based on your situation.
Short-Term Loans: These are small loans repaid within a few weeks.
Emergency Loans: These loans help in times of urgent cash needs.
Salary Advance: Zamloan also gives salary-based loans for employees.
Loan Top-Up: If you have an active loan, you may apply for a top-up after partial repayment.
How to Apply for a Zamloan
Applying for a loan is easy and takes just a few steps. Here is how it works:
1. go to the Zamloan website.
2. Enter your NRC and mobile number.
3. Choose the loan amount.
4. Submit your application.
5. Wait for approval, usually within 1 hour.
Make sure your phone number is linked to your mobile money account. This allows easy loan disbursement.
Zamloan Top-Up Requirements
If you already have a loan, you may be eligible for a top-up. However, you must meet a few conditions:
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You must have repaid part of your current loan.
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You should not have missed past payments.
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Your current balance must allow extra borrowing.
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You may need to show steady mobile money activity.
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These rules help Zamloan manage risk and ensure loan recovery.

Zamloan Login and Registration
To use the Zamloan online platform, you must register first.
Registration Steps:
1. Go to the Zamloan website.
2. Enter your NRC, mobile number, and personal details.
3. Set up a password for login.
Login Process:
Once registered, follow these steps:
1. Visit the login page.
2. Enter your phone number and password.
3. Access your dashboard to check loan status or apply.
If you forget your password, use the reset option on the site.
Zamloan Contact Numbers and Support Options
You can reach Zamloan easily if you need help or want to ask about your loan.
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Main Zamloan Contact Numbers:
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Zamloan contact number Zambia: 0966 XXX XXX
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Zamloan customer care number: 0977 XXX XXX
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Zamloan support line: 0955 XXX XXX
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Make sure to call during working hours for a quicker response.
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Zamloan WhatsApp Contact Details
Zamloan also offers support through WhatsApp. This is useful for people who prefer messaging.
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Zamloan WhatsApp Contact Options:
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Zamloan contacts WhatsApp number Zambia: +260 966 XXX XXX
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Zamloan contact number Zambia WhatsApp number: +260 977 XXX XXX
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When you send a message, include your name and NRC for faster support.
Zamloan Offices in Zambia
 You can visit a Zamloan office if you want to speak with someone in person.
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Zamloan Office Information:
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Location: Lusaka, Zambia (Exact address may vary)
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Services: Loan applications, repayment help, account updates
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Opening hours: Monday to Friday, 08:00 to 17:00
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Visiting an office is helpful if you face login issues or want printed documents.
Common Questions About Zamloan
Here are the answers to questions people ask the most:
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How much can I borrow? Loan amounts vary, but most start from K500 to over K10,000.
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How fast is approval? Loans are usually approved within 1 day.
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Can I apply again after repaying? Yes, you can reapply after clearing your balance.
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What happens if I miss a payment? You may face penalties or become ineligible for future loans.
I want to have a loan top up, but there are I zamloan contact numbers to help me
If you need Zamloan’s customer contact number, simply log into your Zamloan account and navigate to your profile section. You’ll find the contact number displayed there for easy access whenever you need support.
[email protected]
Need a top up on my loan
If you’re interested in a top-up loan from Zamloan, please contact their customer care team for assistance. If you’re unable to reach them or if they cannot accommodate your request, consider exploring alternative lenders such as Zamcash, PowerKwacha, or Biumoney, which also offer competitive loan produ
Yes
How can we help you
I need a top up
If you’re interested in a top-up loan from Zamloan, please contact their customer care team for assistance. If you’re unable to reach them or if they cannot accommodate your request, consider exploring alternative lenders such as Zamcash, PowerKwacha, or Biumoney, which also offer competitive loan products.
I need atop uo on my loan
If you’re interested in a top-up loan from Zamloan, please contact their customer care team for assistance. If you’re unable to reach them or if they cannot accommodate your request, consider exploring alternative lenders such as Zamcash, PowerKwacha, or Biumoney, which also offer competitive loan products.
I need a top up loan for k5000
If you’re interested in a top-up loan from Zamloan, please contact their customer care team for assistance. If you’re unable to reach them or if they cannot accommodate your request, consider exploring alternative lenders such as Zamcash, PowerKwacha, or Biumoney, which also offer competitive loan products.
I have an existing Loan from Zamloan but I want top up. Can you assist me please?
If you’re interested in a top-up loan from Zamloan, please contact their customer care team for assistance. If you’re unable to reach them or if they cannot accommodate your request, consider exploring alternative lenders such as Zamcash, PowerKwacha, or Biumoney,and Lupiya which also offer competitive loan product
I am asking for the statement
If you need to access your loan statement, you can request it directly through the official Zamloan website or contact their customer care team by phone. Both options will allow you to obtain your statement quickly and securely.
Zamloan contact numbers
If you’re looking for Zamloan’s contact number, you can find it on your Zamloan homepage after logging into your account. Alternatively, you can reach their customer care team directly using these numbers: Airtel: 077 7915 095 or MTN: 076 7497 751. Both lines are available to assist you with your loan inquiries.
Good afternoon
I Abraham Lesa accidentally send the money to zamloan instead of zam money were borrowed from . I sent K645
Hi Abraham, if you accidentally sent money to Zamloan instead of Zammoney, you have two options to resolve this: First, you can request a transaction reversal from your mobile network provider (MTN or Airtel). Alternatively, you can contact Zamloan’s customer care team directly to explain the situation and request assistance with the misdirected payment.
Kindly reverse it so that I pay to zam money
To repay your Zamloan, you can find detailed repayment instructions in our guide here or visit the official Zamloan website for comprehensive payment options and procedures. Both resources will walk you through the repayment process step by step.
Am kindly asking for a top up
If you’re interested in a top-up loan from Zamloan, please contact their customer care team for assistance. If you’re unable to reach them or if they cannot accommodate your request, consider exploring alternative lenders such as Zamcash, PowerKwacha, or Biumoney, which also offer competitive loan products.
Good morning,i write to request for the loan statement myself,my email address [email protected] 096 WhatsApp number, please.NRC 20
If you need to access your loan statement, you can request it directly through the official Zamloan website or contact their customer care team by phone. Both options will allow you to obtain your statement quickly and securely.
Gud afternoon I write to request for a statement to my email [email protected]
Thank you
If you need to access your loan statement, you can request it directly through the official Zamloan website or contact their customer care team by phone. Both options will allow you to obtain your statement quickly and securely.
Gud afternoon I write to request for a statement of my loan. You can send to my email [email protected]
Thank you
If you need to access your loan statement, you can request it directly through the official Zamloan website or contact their customer care team by phone. Both options will allow you to obtain your statement quickly and securely.
I haven’t got the response from my query above?
I apologize for the delay in responding to your previous inquiry. Could you please let me know which specific query you’re referring to so I can provide you with the information you need? Alternatively, feel free to resubmit your question and I’ll address it promptly.