What is Zamloan?
Zamloan is a online money lender in Zambia. It offers quick loans to individuals with active mobile money accounts. People can apply using their phones and receive funds in less than 1 hours. This makes Zamloan a fast solution for urgent financial needs.
Zamloan Services Explained

Zamloan provides different loan options to suit simple financial needs. You can choose a service based on your situation.
Short-Term Loans: These are small loans repaid within a few weeks.
Emergency Loans: These loans help in times of urgent cash needs.
Salary Advance: Zamloan also gives salary-based loans for employees.
Loan Top-Up: If you have an active loan, you may apply for a top-up after partial repayment.
How to Apply for a Zamloan
Applying for a loan is easy and takes just a few steps. Here is how it works:
1. go to the Zamloan website.
2. Enter your NRC and mobile number.
3. Choose the loan amount.
4. Submit your application.
5. Wait for approval, usually within 1 hour.
Make sure your phone number is linked to your mobile money account. This allows easy loan disbursement.
Zamloan Top-Up Requirements
If you already have a loan, you may be eligible for a top-up. However, you must meet a few conditions:
You must have repaid part of your current loan.
You should not have missed past payments.
Your current balance must allow extra borrowing.
You may need to show steady mobile money activity.
These rules help Zamloan manage risk and ensure loan recovery.

Zamloan Login and Registration
To use the Zamloan online platform, you must register first.
Registration Steps:
1. Go to the Zamloan website.
2. Enter your NRC, mobile number, and personal details.
3. Set up a password for login.
Login Process:
Once registered, follow these steps:
1. Visit the login page.
2. Enter your phone number and password.
3. Access your dashboard to check loan status or apply.
If you forget your password, use the reset option on the site.
Zamloan Contact Numbers and Support Options
You can reach Zamloan easily if you need help or want to ask about your loan.
Main Zamloan Contact Numbers:
Zamloan contact number Zambia: 0966 XXX XXX
Zamloan customer care number: 0977 XXX XXX
Zamloan support line: 0955 XXX XXX
Make sure to call during working hours for a quicker response.
Zamloan WhatsApp Contact Details
Zamloan also offers support through WhatsApp. This is useful for people who prefer messaging.
Zamloan WhatsApp Contact Options:
Zamloan contacts WhatsApp number Zambia: +260 966 XXX XXX
Zamloan contact number Zambia WhatsApp number: +260 977 XXX XXX
When you send a message, include your name and NRC for faster support.
Zamloan Offices in Zambia
You can visit a Zamloan office if you want to speak with someone in person.
Zamloan Office Information:
Location: Lusaka, Zambia (Exact address may vary)
Services: Loan applications, repayment help, account updates
Opening hours: Monday to Friday, 08:00 to 17:00
Visiting an office is helpful if you face login issues or want printed documents.
Common Questions About Zamloan
Here are the answers to questions people ask the most:
How much can I borrow? Loan amounts vary, but most start from K500 to over K10,000.
How fast is approval? Loans are usually approved within 1 day.
Can I apply again after repaying? Yes, you can reapply after clearing your balance.
What happens if I miss a payment? You may face penalties or become ineligible for future loans.