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Introduction to Express Credit Zambia
Express Credit Zambia provides simple and fast loans to individuals with a regular income. The company focuses on helping Zambians manage unexpected expenses through short-term financial solutions.
What Are Express Credit Loans?
Express Credit loans are short-term loans designed to meet urgent personal needs. You can get money quickly and pay it back over a short period.
Common Uses for Express Credit Loans
People use these loans for rent, medical bills, school fees, and small business needs.
Types of Express Credit Loans in Zambia
Express Credit offers various loan products based on the needs of the borrower. Each loan comes with fixed terms and clear repayment plans.
Salary Advance Loans
This loan is for employees who need money before payday. It helps cover unexpected costs without delay.
Personal Loans
Personal loans are available for general needs like buying groceries or paying bills. You do not need to explain how you will use the funds.
Civil Servant Loans
Civil servant loans are available to government workers. These loans come with easy approval and competitive rates.
How to Apply for Express Credit Loans Online
You can apply for a loan from your phone or computer. The process is simple and fast.
Steps for Applying Online
1. Visit the Express Credit website.
2. Select the loan type.
3. Fill out the online application form.
4. Submit the form and wait for a response.
Required Documents
To apply, you need:
A valid National ID
A recent payslip
A working mobile phone number
Express Credit Mobile Payment Options
Express Credit supports mobile payments to make repayment easier. You can use your mobile wallet to send or receive funds.
Supported Mobile Networks
Mobile payment is available through:
MTN Mobile Money
Airtel Money
Zamtel Kwacha
How to Make a Mobile Repayment
To repay:
1. Open your mobile money app.
2. Choose “Pay Bill” or “Send Money.”
3. Enter the Express Credit account number.
4. Confirm the amount and send.
Express Credit Zambia Branches and Locations
Express Credit Zambia has many branches across the country to serve you better.
Lusaka Branches
In Lusaka, you can visit the following branches:
Cairo Road
Kamwala
Branches Outside Lusaka
Branches are also located in:
Ndola
Kitwe
Choma
Livingstone
Solwezi
Express Credit Zambia Contact Number and Details
You can reach Express Credit through different channels.
Main Express Credit Zambia Contact Number
To speak with customer care, call, 3334 or *494*120# during business hours.
Other Contact Details
You can also reach them via:
Email: [email protected]
Website: www.expresscredit.co.zm
Visit any branch near you.
Who Can Apply for Express Credit Loans in Zambia?
Express Credit loans are for people with a regular job and income.
Employment Status
You must be employed with proof of income through a payslip or bank statement.
Age Requirements
Applicants must be at least 21 years old and have a valid National ID
Why Choose Express Credit Zambia?
Express Credit offers quick service and easy loan terms for working individuals.
Fast Processing Times
Loan approvals are fast. In many cases, you get a response within one working day.
Easy Access to Funds
You can receive your funds through mobile money or collect at a branch.
Final Thoughts on Express Credit Zambia
Express Credit Zambia gives reliable short-term loans with clear terms and fast service. Whether you need to fix a car or pay for school, this service helps you manage small financial challenges without delay. With many branches and mobile repayment options, it remains a smart choice for workers in Zambia.
FAQ
How long does it take to get an Express Credit loan?
Most loans are approved within one business day.
Can I apply for an Express Credit loan using my phone?
Yes, you can apply online using a phone or computer.
What is the Express Credit Zambia contact number?
Call +260 211 258 800 during working hours for help.
Where are Express Credit Zambia branches located?
Branches are in Lusaka, Ndola, Kitwe, Choma, and other towns.
What documents do I need to apply for a loan?
You need a valid National ID, a payslip, and a mobile number.
