In this post, I share simple tips and tricks to help you get an Airtel Nasova Loan. I’ll show you how to increase your chances of approval, the amount you can qualify for, interest rates, and how to repay. Read along to find out everything you need to know.
What is Airtel Nasova Loan?
Airtel Nasova Loan is a short-term loan service for eligible Airtel Money users in Zambia. It offers quick loans that you can repay in 7, 14, or 21 days. If you repay your loan on time and keep using your Airtel Money account regularly, you may qualify for higher loan amounts in the future.
Who Can Apply? (Requirements & Qualifications)
To qualify for an Airtel Nasova Loan in Zambia, you must meet the following conditions:
- Be 18 years or older
- Have an active Airtel Money account
- Your account must be at least 6 months old
Knowing the requirements helps you check your eligibility before applying.
How to Apply for Airtel Nasova Loan
You can apply for an Airtel Nasova Loan using the *USSD code 115# or through the Airtel Money app. Follow these steps:
- *Dial 115#
- Choose Option 5: “Nasova Loans”
- You’ll see loan providers such as:
- Jumo Fixakash
- MFZ Loans
- Kafast Loan
- Zedfin Loan
- Ka Starta Loan
- Fikiliza Overdraft
- Konza Loan
- Select a provider
- Choose “Register” to begin the application process
Loan Amounts and Repayment Period
Loan amounts vary depending on your credit score and how you use Airtel Money. New users usually start with small amounts, but these can increase with regular use and timely repayments.
Repayment periods are short-term and usually offered as:
7 days
14 days
21 days
Always check the repayment terms before accepting a loan.
Interest Rates and Charges
Interest rates differ depending on the loan provider. First-time borrowers often pay higher rates, but they decrease as you repay on time.
For example:
Fikiliza Loan starts at 6% for new users
Check the loan details before accepting any offer to avoid hidden fees.
How to Repay Your Airtel Nasova Loan
To repay your loan:
- *Dial 115#
- Select Option 5: “Na Sova Loans”
- Enter your Airtel Money PIN
- Choose Option 2: “Repay My Loan”
- View your outstanding balance
- Choose to pay in full or make a part payment
Timely or early repayment helps you qualify for larger loans in the future.
Common Problems and How to Solve Them
Common issues users face:
Over-deductions from Airtel Money
Not being approved for loans
Solutions:
Call 215 for Airtel Money help
Call 111 for general support
If not approved for services like Fikiliza, try alternatives like Zamcash, Zamloan, or Biu Money
Alternatives to Airtel Nasova Loan
If you’re not eligible or need more flexible terms, try these trusted options:
Zamcash
Quick mobile loans with fast approval
Zamloan
Loans for civil servants, students, and small businesses
Biu Money
Instant loans with daily repayment tracking
Mwachangu
Great for emergency short-term loans
PowerKwacha
Easy mobile loans with flexible terms
Airtel Nasova Loan Contact Details
If you need help:
Airtel Money support: Call 215
General Airtel queries: Call 111
Or visit the nearest Airtel service center for assistance.
Final Thoughts on Airtel Nasova Loan
The Airtel Nasova Loan is a fast and reliable way to access emergency funds using your phone. By meeting the basic requirements and repaying on time, you can unlock bigger loan amounts over time.
If you don’t qualify, explore other mobile loan providers like Zamcash, Zamloan, or Biu Money, which also offer quick approvals and flexible repayment options.
Frequently Asked Questions (FAQ)
- What is the USSD code for Airtel Nasova Loan?
Dial *115#, then select Option 5.
- Who can apply?
Anyone 18 years or older with an active Airtel Money account that is at least 6 months old.
- How much can I borrow?
It depends on your credit score and repayment history. New users start small, but limits increase over time.
- What are the repayment options?
Loans are repaid over 7, 14, or 21 days.
- Can I repay early?
Yes. Dial *115# > Option 5 > Option 2 “Repay My Loan”.
- What if I’m not approved?
Try alternatives like Zamcash, Zamloan, or Biu Money listed above.
- How do I contact Airtel for support?
Call 215 for Airtel Money or 111 for general help.